Overall, the process remains the same. However, there is a minor difference. With a Sharia mortgage, you technically purchase a property and then sign it over into co-ownership with the Sharia bank. This leads to duplicate conveyancing paperwork, including the SDLT5 form. If you have purchased a property with a Gatehouse mortgage, your conveyancing solicitor will have submitted an SDLT5 form, and Gatehouse Bank will have done the same. We will need both copies of your SDLT5 for the reclaim process.
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