Overall, the process remains the same. However, there is a minor difference. With a Sharia mortgage, you technically purchase a property and then sign it over into co-ownership with the Sharia bank. This leads to duplicate conveyancing paperwork, including the SDLT5 form. If you have purchased a property with a Gatehouse mortgage, your conveyancing solicitor will have submitted an SDLT5 form, and Gatehouse Bank will have done the same. We will need both copies of your SDLT5 for the reclaim process.
Gatehouse Bank SDLT refunds
- Stamp Duty Reclaims with Gatehouse Bank
- Is it possible to reclaim overpaid stamp duty if my mortgage is with Gatehouse Bank?
- Does stamp duty charged as commercial property cause any issues with a Gatehouse BTL mortgage? Would it violate the mortgage policy?
- Does the process for reclaiming stamp duty differ if I have a Gatehouse Bank mortgage?